Investment Real Estate Financing
Fast, flexible capital for real estate investors.
Ritter Capital funds business-purpose loans on residential investment properties. Fix and flip, ground-up construction, bridge, and long-term rentals. Nationwide, with clear guidelines and quick closings.
Why Ritter
Reliable capital. Flexible terms. Real speed.
Whether you are closing your first flip or refinancing a 50-property portfolio, every loan gets underwritten with the same clear guidelines and direct access to decision makers.
Speed to Close
Clean files close in as few as 10 business days. In-house underwriting and legal keep every deal moving so you can compete with cash buyers.
Flexible Structures
Fixed and ARM DSCR, interest-only bridge options, rehab budgets up to [REHAB_PCT]%, portfolio roll-ups. If the deal pencils, we can usually structure it.
Direct Access
Talk to the person underwriting your file. No call centers, no handoffs, just an experienced team that knows your pipeline.
Loan Programs
Financing for every stage of the investment lifecycle.
Five core programs cover acquisition, renovation, construction, stabilization, and long-term hold. Nationwide, with clear guidelines and flexible structures.
Fix & Flip
Short-term financing for investors acquiring and renovating 1–4 unit residential properties for resale.
Program detailsGround Up Construction
Capital for experienced builders developing new residential properties from land through certificate of occupancy.
Program detailsStabilized Bridge
Transitional financing on cash-flowing residential assets prior to permanent refinance or disposition.
Program detailsSingle Property Rentals
30-year DSCR-based financing on individual 1–4 unit rental properties: fixed, ARM, and interest-only options.
Program detailsRental Portfolios
Single-loan financing across 5+ rental properties, with portfolio-level underwriting and efficient execution.
Program detailsNeed something custom?
Deals that fall outside standard guidelines get reviewed directly by our senior underwriting team.
Talk to an underwriterBy the Numbers
Nationwide reach, backed by institutional discipline.
How It Works
Getting funded with Ritter is as easy as 1-2-3.
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1
Apply
Submit a short deal summary. We respond with indicative terms within one business day.
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2
Get Approved
Clear guidelines, in-house underwriting, and in-house legal mean you know where you stand fast.
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3
We Fund Your Deal
Your relationship manager moves every file from term sheet to wire so you can close on time.
Ready to fund your next deal?
Tell us about your project. We will line up the right program and terms within one business day.