Rental Portfolios

Ritter Capital makes portfolio loans easy.

Ritter Capital's Rental Portfolio loans provide a reliable funding source for landlords against a collection of cash-flowing 1–4 family houses.

Ideal Use Cases

Who this program serves.

Scaling Operators

Investors consolidating dozens of individual loans into a single facility.

Institutional Investors

Fund-level sponsors seeking non-recourse, scalable residential leverage.

Portfolio Acquirers

Buyers financing the acquisition of a stabilized portfolio from another operator.

Process

Simple, fast, institutional.

  1. Portfolio Review

    Submit rent roll and tape; receive indicative terms within 2–3 business days.

  2. Term Sheet

    Pricing conditioned on appraisals, title, and third-party reports.

  3. Underwriting

    Portfolio-level cash flow, concentration, and sponsor diligence.

  4. Close

    Single-close execution across all properties in 45–60 days.

  5. Servicing

    Consolidated monthly servicing through Ritter's platform.

Ready to place a portfolio deal?

Get a term sheet in one business day.

Related Programs

Explore the full suite.

Fix & Flip

Short-term capital for acquisition and renovation.

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Ground Up

Financing for new residential construction from land to C of O.

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Stabilized Bridge

Transitional financing on cash-flowing residential assets.

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Single Property Rentals

30-year DSCR financing on individual rentals.

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