Single Property Rentals
Ritter Capital makes term loans easy.
Ritter Capital's Single Property Rental loans provide a reliable funding source for landlords against cash-flowing 1–4 family houses.
Ideal Use Cases
Who this program serves.
Buy-and-Hold Investors
Operators adding rentals to a long-term portfolio with predictable debt service.
Flip-to-Hold Conversions
Borrowers exiting short-term loans into a permanent 30-year hold.
Short-Term Rental Operators
STR investors qualifying on projected or documented rental income.
Process
Simple, fast, institutional.
Application
Submit the property, FICO, and basic entity information.
Term Sheet
Pricing and leverage conditioned on appraisal and DSCR confirmation.
Underwriting
Full appraisal, title, insurance, and entity review.
Close
Typical close in 21–30 days.
Servicing
Serviced through Ritter's in-house platform for the life of the loan.
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